Momentum Personal Finance, LLC – Terms And Conditions
By visiting personalfinancecoaching.com and its subdomains, you are consenting to our terms and conditions.
The terms “we”, “us”, and “our” refer to Momentum Personal Finance, LLC. The term the “Site” refers to personalfinancecoaching.com and its subdomains. The term “user,” “you” and “your” refers to site visitors, customers and any other users of the site.
Momentum Personal Finance is a coaching and educational company that provides information about paying off debt, managing personal finances, lifestyle design, goal setting, personal development, and how to achieve your dreams, including a blog and discussion thread, publishing and media products, online courses, downloadable publications, email newsletters, digital videos, and subscription based products (the “Service”).
MOMENTUM PERSONAL FINANCE, LLC is not in the business of dispensing legal, accounting, investment advice, or other professional services. A competent professional’s service should be sought if you need expert assistance in areas that include investment, legal, or accounting advice.
Use of persoanlfinancecoaching.com, including all materials presented herein and all online services provided by Momentum Personal Finance, LLC is subject to the following Terms and Conditions. These Terms and Conditions apply to all site visitors, customers, and all other users of the site. By using the Site or Service and/or ordering a product from the Site, you agree to these Terms and Conditions, without modification, and acknowledge reading them.
Use of the Site + Service
To access or use the Site, you must be 13 years or older and have the requisite power and authority to enter into these Terms and Conditions. Users who are at least 13 years of age may use personalfinancecoaching.com only under the supervision of a parent or legal guardian who agrees to be bound by our Terms and Conditions. If you are a parent or legal guardian agreeing to these Terms and Conditions for the benefit of a child between the ages of 13 and 18, please be advised that you are responsible for his or her use of this Site, including all financial charges and legal liability that he or she may incur.
Children under the age of 13 are prohibited from using the Site or purchasing the Service.
Information provided on the Site and in the Service are subject to change. MOMENTUM PERSONAL FINANCE, LLC makes no representation or warranty that the information provided (the “Content”), regardless of its source, is accurate, complete, reliable, current or error-free. MOMENTUM PERSONAL FINANCE, LLC disclaims all liability for any inaccuracy, error or incompleteness in the Content.
In order to use the Service, you may be required to provide various information about yourself including your name, email address and other personal information. You agree that any information you give to MOMENTUM PERSONAL FINANCE, LLC will always be accurate, correct and up to date. You must not impersonate someone else or provide account information, an email address or any other information that is not your own. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction. MOMENTUM PERSONAL FINANCE, LLC reserves the right to cancel your participation in the Service without refund, if you provide false information to MOMENTUM PERSONAL FINANCE, LLC.
You may use the Site and Service for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Site. You agree to use the Site and to purchase services through the Site for legitimate, non-commercial purposes only. You shall not post or transmit through the Site any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law.
Refusal of Service
The Services are offered subject to our acceptance of your order. We reserve the right to refuse service to any person or entity, without the obligation to assign reason for doing so. No order is deemed accepted by us until written confirmation stating our acceptance is provided to you. Deposit payments will be refunded to any party who is denied Service. We may at any time change or discontinue any aspect or feature of the Site or Service, subject to us fulfilling our previous responsibilities to you based on acceptance of your order.
We will email you once your order is placed. The email will confirm the placement of your order, the processing of your payment and provide you with details about your purchase. In the event that there is an error in this email confirmation, it is your responsibility to inform us as soon as possible.
If you are dissatisfied with any of our subscription-based products, you may cancel at any time by sending an email to firstname.lastname@example.org. Upon cancelation, you will continue to have access to your subscription until your purchased term expires. Canceling your membership will not result in a refund of previously charged subscription fees. Cancelations requested 15 days or more before the next billing date will prevent you from being billed following the cancelation date. If you cancel less than 15 days from the next billing date, you will be billed for the next billing date following the cancelation date and then no future payments will be billed to you.
We offer refunds for digital products within 14 days of purchase.
We endeavor to describe and display the Service as accurately as possible. While we try to be as clear as possible in explaining the Service, please do not accept that the Site is entirely accurate, current, or error-free. From time to time we may correct errors in pricing and descriptions.
Material You Submit to the Site
You shall not upload, post or otherwise make available on the Site or via email any artwork, photos or other materials (collectively “Materials”) protected by copyright, trademark or other proprietary right without the express written permission of the owner of the copyright, trademark or other proprietary right and the burden of determining that any Materials are not so protected rests entirely with you. You shall be liable for any damage resulting from any infringement of copyrights, trademarks, or other proprietary rights, or any other harm resulting from such a submission. For all Materials submitted by you to the Site, you automatically represent or warrant that you have the authority to use and distribute the Materials, and that the use or display of the Materials will not violate any laws, rules, regulations or rights of third parties.
Intellectual Property Rights to Your Materials
We claim no intellectual property rights over the Materials you supply to MOMENTUM PERSONAL FINANCE, LLC. You retain copyright and any other rights you may rightfully hold in any content that you submit through the Service. Content you submit to MOMENTUM PERSONAL FINANCE, LLC, remains yours to the extent that you have any legal claims therein. Notwithstanding the foregoing, you grant MOMENTUM PERSONAL FINANCE, LLC a world wide, nonexclusive, irrevocable license to display the Materials you supply to MOMENTUM PERSONAL FINANCE, LLC for business development and marketing purposes only. By visiting the Site, you agree to hold MOMENTUM PERSONAL FINANCE, LLC harmless from and against all claims, liabilities and expenses arising out of any potential or actual copyright or trademark misappropriation or infringement claimed against you.
Our Intellectual Property
The Site and Service contain intellectual property owned by MOMENTUM PERSONAL FINANCE, LLC, including trademarks, trade dress, copyrights, proprietary information and other intellectual property. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of the Site or Service content, in whole or in part without our prior written consent. We reserve the right to immediately remove you from the Service, without refund, if you are caught violating this intellectual property policy.
We may at any time amend these Terms and Conditions. Such amendments are effective immediately upon notice to you by us posting the new Terms and Conditions on this Site. Any use of the Site or Service by you after being notified means you accept these amendments. We reserve the right to update any portion of our Site and Service, including these Terms and Conditions at any time. We will post the most recent versions to the Site and list the effective dates on the pages of our Terms and Conditions.
Limitation of Liability
You agree that under no circumstances shall we be liable for direct, indirect, incidental, consequential, special, punitive, exemplary, or any other damages arising out of your use of the Site or Service. Additionally, MOMENTUM PERSONAL FINANCE, LLC is not liable for damages in connection with (i) any failure of performance, error, omission, denial of service, attack, interruption, deletion, defect, delay in operation or transmission, computer virus or line or system failure; (ii) loss of revenue, anticipated profits, business, savings, goodwill or data; and (iii) third party theft of, destruction of, unauthorized access to, alteration of, or use of your information or property, regardless of our negligence, gross negligence, failure of an essential purpose and whether such liability arises in negligence, contract, tort, or any other theory of legal liability. The foregoing applies even if MOMENTUM PERSONAL FINANCE, LLC has been advised of the possibility of or could have foreseen the damages. In those states that do not allow the exclusion or limitation of liability for the damages, our liability is limited to the fullest possible extent permitted by law. In no event shall MOMENTUM PERSONAL FINANCE, LLC’s cumulative liability to you exceed the total purchase price of the Service you have purchased from MOMENTUM PERSONAL FINANCE, LLC, and if no purchase has been made by you MOMENTUM PERSONAL FINANCE, LLC’s cumulative liability to you shall not exceed $100.
Third Party Resources
The Site and the Service contain links to third party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content or policies of third party websites or resources. Links to such websites or resources do not imply any endorsement by or affiliation with MOMENTUM PERSONAL FINANCE, LLC. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.
You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments and expenses, as well as third party claims and causes of action, including, without limitation, attorneys’ fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Site or Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records and reasonable access to you, as we deem necessary. You shall not settle any third party claim or waive any defense without our prior written consent.
Effect of Headings
The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction or interpretation of any of its provisions.
Entire Agreement; Waiver
This Agreement constitutes the entire agreement between you and MOMENTUM PERSONAL FINANCE, LLC pertaining to the Site and Service and supersedes all prior and contemporaneous agreements, representations, and understandings between us. No waiver of any of the provisions of this Agreement by MOMENTUM PERSONAL FINANCE, LLC shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by MOMENTUM PERSONAL FINANCE, LLC.
All notices, requests, demands, and other communications under this Agreement shall be in writing and properly addressed as follows:
Momentum Personal Finance, LLC
1100 Goeglein Gulch Rd #143
Durango, CO 81301
Governing Law; Venue; Mediation
This Agreement shall be construed in accordance with, and governed by, the laws of the State of Colorado as applied to contracts that are executed and performed entirely in Colorado. The exclusive venue for any arbitration or court proceeding based on or arising out of this Agreement shall be La Plata County, Colorado. The parties agree to attempt to resolve any dispute, claim or controversy arising out of or relating to this Agreement by mediation, which shall be conducted under the then current mediation procedures of The CPR Institute for Conflict Prevention & Resolution or any other procedure upon which the parties may agree. The parties further agree that their respective good faith participation in mediation is a condition precedent to pursuing any other available legal or equitable remedy, including litigation, arbitration or other dispute resolution procedures.
Recovery of Litigation Expenses
If any legal action or any arbitration or other proceeding is brought for the enforcement of this Agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this Agreement, the successful or prevailing party or parties shall be entitled to recover reasonable attorneys’ fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.
If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.
These Terms and Conditions bind and inure to the benefit of the parties’ successors and assigns. These Terms and Conditions are not assignable, delegable, sublicenseable or otherwise transferable by you, accept upon approval by MOMENTUM PERSONAL FINANCE, LLC. Any transfer, assignment, delegation or sublicense by you is invalid.
Updated: April 2016